Once we have a solid understanding of your company and your group benefits needs and expectations, we will take your plan to market. Our goal is to ensure that you have competitive rates and that your plan makes sense on a long-term basis.

Going to market involves gathering employee data, and if you have a group benefits plan, we will need your current plan design, along with a history of your rates and claims experience.

As independent advisors, we are not tied to one insurance company, so we can conduct a comprehensive market survey.

Once all quotations are received, we will provide you with a written presentation which compares the rates, plan design and renewal projections.

When we receive your annual renewal, we analyze all data and conduct negotiations with the insurance company to ensure that you receive a fair and justified renewal.

We will meet with you in advance of your renewal date to discuss your renewal rates, claims experience and plan design.

We review your plan design and provide you with solutions to help you either enhance your plan design to keep and attract employees, or to help you contain costs and minimize financial risk.

With the many hats that most business owners and human resource professionals must wear, dealing with group insurance claims or administration issues is often a challenge. As our clients’ advocates, we bring our knowledge and expertise, along with our focus on group benefits. As such, we can provide support and information when you need it most.